On December 17, 2010, Arizona Attorney General Terry Goddard filed a lawsuit against Bank of America (BOA) for fraudulent foreclosure practices and misleading customers in mortgage modifications. The complaint [PDF] alleged that BOA engaged in consumer fraud by misrepresenting to customers whether they were eligible for modifications of their mortgage loans, in violation of a 2009 consent agreement to implement loan modification programs. Goddard also alleged that BOA violated the Arizona Consumer Fraud Act by deceiving customers about modification requests. BOA has faced numerous lawsuits related to its business practices in the wake of the 2008 financial crisis. In June 2011, the company agreed to pay $8.5 billion to settle claims that it sold bad mortgage-backed securities which contributed to the housing market collapse.